Issue |
SHS Web Conf.
Volume 218, 2025
2025 2nd International Conference on Development of Digital Economy (ICDDE 2025)
|
|
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Article Number | 02001 | |
Number of page(s) | 7 | |
Section | Finance Tech Advances: Impacts and Innovations | |
DOI | https://doi.org/10.1051/shsconf/202521802001 | |
Published online | 03 July 2025 |
Research on Credit Risk Prevention in Supply Chain Finance Driven by Blockchain
School of Management Science and Engineering, Tianjin University of Finance and Economics, Tianjin, 300222, China
* Corresponding author: lin18786671535@outlook.com
With the government’s emphasis on the blockchain and supply chain industry and increased policy support, the field shows a bright future. Nonetheless, the traditional supply chain finance model faces numerous challenges. This paper aims to explore how blockchain technology can be utilized to mitigate and control credit risk in supply chain finance. It will also detail the principles and characteristics of blockchain technology, including its decentralized architecture, encryption algorithms, resistance to tampering, smart contract functionalities, and more. At the same time, this paper will also analyse the shortcomings of traditional supply chain finance. Distributed ledger technology is utilized through blockchain to ensure the transparency and traceability of information, while smart contracts optimize the credit execution and supervision process, playing a key role in preventing and controlling credit risks. The article concludes by proposing innovative strategies based on blockchain technology, including constructing a credit information sharing platform, improving the credit assessment model, and establishing a risk early warning and monitoring system, with the aim of improving the efficiency and credit level of supply chain management and further promoting the healthy development of supply chain finance.
© The Authors, published by EDP Sciences, 2025
This is an Open Access article distributed under the terms of the Creative Commons Attribution License 4.0, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
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