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Cited article:

Machine Learning‐Based Loan Approval Automation: Enhancing Efficiency, Accuracy and Fairness in Credit Decision‐Making

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https://doi.org/10.1111/exsy.70307

Machine learning algorithms for detecting and mitigating discriminatory patterns in mortgage lending: a systematic review

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Discover Data 4 (1) (2026)
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A Secure Bank Loan Prediction System by Bridging Differential Privacy and Explainable Machine Learning

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Electronics 14 (8) 1691 (2025)
https://doi.org/10.3390/electronics14081691