Digital transformation and its role in the reproduction of innovative development of the modern banking institution of RussiaSergey Petrovich Sazonov, Irina Aleksandrovna Ezangina, Alena Aleksandrovna Polianskaia and Aleksandr Ivanovich ChunakovSHS Web Conf., 114 (2021) 01009DOI: https://doi.org/10.1051/shsconf/202111401009