Innovative Opportunities for Insurance Development in a New Financial Paradigm Mano Mgeryan, Gilyan Fedotova, Vyacheslav Borulko, Alexandr Kulakov and Yuliya Kapustina SHS Web Conf., 93 (2021) 02016 Published online: 12 January 2021 DOI: 10.1051/shsconf/20219302016