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Cited article:

EXPLORING THE FACTORS AFFECTING CONSUMER BEHAVIOUR IN USING DIGITAL BANKING SERVICES (EMPIRICAL EVIDENCE FROM GEORGIA)

Nugzar Todua and Nino Gogitidze
Baltic Journal of Economic Studies 12 (1) 1 (2026)
https://doi.org/10.30525/2256-0742/2026-12-1-1-11