SHS Web of Conferences

Cash to cashless, from discipline to negligence: Financial mismanagement in UPI ecosystem

Bhakti Kshirsagar, Arpita Sharma, Bhavna Dadhich and Aditi Kumar Rout

SHS Web Conf., 230 (2026) 02001

Published online: 10 April 2026

DOI: 10.1051/shsconf/202623002001

Bhakti Kshirsagar

Arpita Sharma

Bhavna Dadhich

Aditi Kumar Rout

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