| Issue |
SHS Web Conf.
Volume 62, 2019
17th International Scientific Conference “Problems of Enterprise Development: Theory and Practice” 2018
|
|
|---|---|---|
| Article Number | 02007 | |
| Number of page(s) | 5 | |
| Section | Regional Development in the Context of Globalization | |
| DOI | https://doi.org/10.1051/shsconf/20196202007 | |
| Published online | 15 March 2019 | |
Regional Coverage with Banking Services and Regional Economic Health
1
Plekhanov Russian University of Economics, Moscow, Russia
2
Samara State University of Economics, Samara, Russia
* Corresponding author: lebedinskaya19@gmail.com
Economic developments are rapidly accelerating, and the world is becoming even more complicated. Recently, the world has witnessed the trend toward the reduction of household contribution and growing contribution of non-financial corporations as well as the one of public administration to GDP within its institutional structure. The main problem in Russia results from huge territories and low interest of investors due to weak guarantees of investment protection. The banks with large state-owned shareholding do not always match their activities with the interests of the State. Low penetration of banking services into regions results from their low capitalization, low level of financial literacy, insufficient demand for banking services from the population and unfair competition posed by state-owned banks. With the general problems of banking sector added by regional factors, the derived statistics is extremely controversial. The solution of this problem needs durable solutions.
Key words: Banking services / region / estimation / saturation efficiency / availability index / loans.
© The Authors, published by EDP Sciences, 2019
This is an open access article distributed under the terms of the Creative Commons Attribution License 4.0 (http://creativecommons.org/licenses/by/4.0), which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
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