SHS Web Conf.
Volume 97, 2021International Conference “Technological Educational Vision” (TEDUVIS 2020)
|Number of page(s)||10|
|Published online||08 February 2021|
Low financial inclusion as an educational gaps result: the Republic of Moldova case
1 Researcher, associate professor, Institutul National de Cercetari Economice, MD2012 I, Creanga 45, Chisinau, Republic of Moldova
2 PhD student, Academia de Studii Economice din Moldova, MD2012, Banulescu Bodoni 61, Chisinau, Republic of Moldova
* Corresponding author: firstname.lastname@example.org
Financial inclusion has a significant role in increasing the quality of life of citizens, as it represents the model of access to financial products and services in order to meet their development needs in a sustainable and responsible way. In this article, we are aiming to analyse the educational deficiencies of the Republic of Moldova, resulting in low financial inclusion of the population, as well as to provide certain solutions to increase the level of economic education of the population at different stages of the educational process. The opportunity to study this subject refers to the need to implement various solutions in order to ensure an acceptable level of financial inclusion, which primarily involves the participation of educational institutions in the formation of financial skills and financial literacy. In order to study the subject approached in the article, there were used the following research methods: analysis, synthesis, induction, deduction, comparison, etc. The research results include the selection from the literature of the concepts on financial inclusion, financial education and their importance for the economic development, research on this subject based on the analysis of the education system in the Republic of Moldova and the formulation of the most relevant research findings, resulting in recommendations for actions needed to be implemented actions needed to be implemented in the emerging countries, such as the Republic of Moldova in order to increase the level of financial inclusion.
© The Authors, published by EDP Sciences, 2021
This is an Open Access article distributed under the terms of the Creative Commons Attribution License 4.0, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
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