SHS Web Conf.
Volume 110, 2021International Conference on Economics, Management and Technologies 2021 (ICEMT 2021)
|Number of page(s)||6|
|Published online||11 June 2021|
Property insurance as a type of economic activity: providing a balance of interests of insurance business participants
1 Ulyanovsk state University Ulyanovsk, Department of Civil and Business Law, Ulyanovsk, Russia
2 Moscow Region State University, Department of Civil Law, Moscow, Russia
3 Moscow City Pedagogical University, Department of Civil Law Disciplines, Moscow, Russia
4 Moscow University for Industry and Finance “Synergy”, Department of Legal Disciplines, Moscow, Russia
* Corresponding author: firstname.lastname@example.org
Background of the study: The economic activity of business entities is almost always associated with a particular turnover of property, assets. By making such transactions, entrepreneurs can be exposed to dangers. Therefore, today, in times of not only large man-made disasters, pandemics, the main tasks of any subject of the economic market include not only making a profit, but also preserving property and capital in integrity.
Purpose of the study: To define property insurance as a type of economic activity, establish a balance of interests of insurance business participants, identify unresolved issues and propose ways to improve legislation in the sphere of insurance.
Methods: The methodological basis of the research is a set of general scientific and private scientific methods of research activity, including historical, formal logic, the method of system analysis, scientific research, comparative legal, statistical, functional and structural, methods of analysis and synthesis, as well as empirical and theoretical-analogy and deduction.
Results and novelty: As a result of the research, the authors formulated the provisions and conclusions that contribute to the effective regulation of insurance relations and ensure the balance of interests of insurance business participants. The article substantiates the need to qualify a reinsurance contract as a property insurance contract along with other types named in Article 929 of the Civil Code of the Russian Federation.
© The Authors, published by EDP Sciences 2021
This is an Open Access article distributed under the terms of the Creative Commons Attribution License 4.0, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
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