SHS Web Conf.
Volume 163, 20232023 8th International Conference on Social Sciences and Economic Development (ICSSED 2023)
|Number of page(s)
|Economic Trade and Financial Investment Analysis
|28 April 2023
Research on Village Collective Economic Income Insurance——Based on a Survey of Huai’an
Huaiyin Normal University, Huai’an, China
Village collective economic income insurance takes “administrative village” as applicant and insured and “collective economic income of village” as insured object. When village collective economic income is lower than the target income due to natural disasters, accidents, liability for breach of contract, market conditions and economic environment, the insurance company will be liable for the compensation according to the contract. A survey of Huai’an, the first pilot city of this insurance, shows that the village collective economic income insurance has played a certain role in promoting the village collective economic development, but still has some problems need to be overcame, such as limited insured, imperfect design, inadequate publicity, backward technology and means, and chaotic management. In the future, more attentions should be paid to differentiated design, precise publicity, digital application, standardized operation and scientific management, in order to improve the effect of guarantee of the village collective economic income insurance.
© The Authors, published by EDP Sciences, 2023
This is an Open Access article distributed under the terms of the Creative Commons Attribution License 4.0 (https://creativecommons.org/licenses/by/4.0/).
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