Analysis of supply chain finance development model for SF Holdings: Comprehensive study for SMEs’ financial accessibility

¹ Guangdong University of Finance & Economics, International Business School, Guangzhou, 510320, China
² Tianjin Sino-German University of Applied Sciences, Intelligent Manufacturing College, Tianjin, 300350, China
³ Beijing University of Chemical Technology, School of International Education, Beijing, 100029, China

^* Corresponding author: 2020090079@buct.edu.cn

Abstract

The supply of funds is a very important part of their development. Due to the problems of small and medium-sized enterprises with insufficient credit in banks and fewer mortgageable assets, it is challenging to obtain funds from banks for development and operation. Supply chain finance can help it solve these problems. Supply chain finance focuses on core enterprises, manages the capital flow, logistics and information flow of upstream and downstream small and medium-sized enterprises, and transforms the uncontrollable risks of a single enterprise into the controllable risks of the supply chain enterprise. The risk is controlled in the lowest financial service through three-dimensional access to various information. As the leader of China’s logistics enterprises, SF Holdings has a mature supply chain management system and big data analytics capabilities and has more enterprise information, which can provide related financial services for small and medium-sized enterprises. This paper will study the supply chain finance model of SF Express Holdings, analyze its development and existing problems, put forward corresponding suggestions, and make predictions for its future development and the development of supply chain finance.