| Issue |
SHS Web Conf.
Volume 217, 2025
1st UNSIQ International Symposium on Economics and Business “SMEs’ Competitive Advantage: Digital Technology and Internationalization” (UISEB 2024)
|
|
|---|---|---|
| Article Number | 03005 | |
| Number of page(s) | 13 | |
| Section | HRM and Digital Transformation | |
| DOI | https://doi.org/10.1051/shsconf/202521703005 | |
| Published online | 26 May 2025 | |
The Influence of Financial Literacy, Financial Inclusion and Financial Technology on the Financial Performance of M-SMEs in Pekalongan City
Dekabita Faculty, ITS NU Pekalongan, Central Java, Indonesia
* Corresponding author: iqbalbwox@gmail.com
maelamasrochah@gmail.com
Examining how financial performance is affected by financial technology, financial inclusion, and financial literacy on the financial performance of M-SMEs in Pekalongan City is the goal of this study. Using the basic random selection technique, 100 respondents were chosen as samples for this investigation. MSME actors in Pekalongan City were given questionnaires to complete in order to collect data, which was then analyzed using SPSS Statistics 25.0. The examination of data approach used in this study is multiple linear regression testing. The study’s findings largely indicate that while financial technology has little bearing on M-SMEs’ financial success, financial literacy and financial inclusion do. Financial technology, financial inclusion, and financial literacy all simultaneously impact M-SMEs’ financial success.
Key words: financial literacy / financial inclussion / financial technology / financial perfomance of M-SMEs
© The Authors, published by EDP Sciences, 2025
This is an Open Access article distributed under the terms of the Creative Commons Attribution License 4.0, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
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