Issue |
SHS Web Conf.
Volume 218, 2025
2025 2nd International Conference on Development of Digital Economy (ICDDE 2025)
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Article Number | 02021 | |
Number of page(s) | 8 | |
Section | Finance Tech Advances: Impacts and Innovations | |
DOI | https://doi.org/10.1051/shsconf/202521802021 | |
Published online | 03 July 2025 |
Research on the Application of the “Insurance + Futures” Model for Agricultural Products in Addressing Price Fluctuations
International Education School, Hebei University of Business and Economics, Shijiazhuang 050000, China
* Corresponding author: olivia18031287053@outlook.com
The price fluctuation of agricultural products has brought challenges to the stability of agricultural producers and related industrial chains. Traditional agricultural futures and price risk management tools have been unable to fully meet the needs of modern agricultural development. In recent years, “insurance + futures” model, as an innovative risk management tool, has gradually shown its unique advantages in coping with the price fluctuations of agricultural products. This paper takes “insurance + futures” model as the research object, discusses its application mechanism and effect in agricultural product price risk management. Firstly, this paper analyses the causes of price fluctuation of agricultural products and its impact on agricultural producers, and expounds the operation mechanism of “insurance + futures” model. Then, through case analysis, the actual effect of this model in stabilizing farmers’ income and reducing the risk of price fluctuation is evaluated. Finally, some optimization suggestions are put forward for the existing problems of the model. The research shows that the “insurance + futures” model can effectively alleviate the negative impact of agricultural product price fluctuations, provide a new solution for agricultural risk management, and also provide theoretical support and practical reference for policy makers and market participants.
© The Authors, published by EDP Sciences, 2025
This is an Open Access article distributed under the terms of the Creative Commons Attribution License 4.0, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
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