The Influence of Financial Literacy, E-Money Use, and Self-Control, on Consumptive Behavior in Generation ZAini Ma’rufah, Dini Kusuma Artanti, Winna Andini Deswita and Yusqi MahfudSHS Web Conf., 217 (2025) 01004DOI: https://doi.org/10.1051/shsconf/202521701004