| Issue |
SHS Web Conf.
Volume 76, 2020
The 1st International Conference on Social Sciences and Humanities (ICSH 2019)
|
|
|---|---|---|
| Article Number | 01031 | |
| Number of page(s) | 7 | |
| DOI | https://doi.org/10.1051/shsconf/20207601031 | |
| Published online | 29 April 2020 | |
The Role of Peer to Peer Lending in Increasing Funding for Micro, Small, and Medium Enterprises
Department of Management, Faculty of Economics and Business, Brawijaya University, Jl. MT. Haryono No.165, Malang 65300, East Java, Indonesia
* Corresponding author: nanikl@petra.ac.id
This study aims to describe the potential of MSMEs in Indonesia and the role of technology in the industrial era 4.0, especially in alternative funding in the form of Peer to Peer (P2P) Lending in providing funding solutions for MSMEs. This study uses a literature review including academic studies on MSME financing in Indonesia by using the results of previous studies and surveys on Indonesian MSME. The development of P2P Lending is the solution for MSMEs with no access to financial aid from banks.
Key words: Driving factors for business productivity / fin-tech / increase gross domestic product / strengthen small businesses
© The Authors, published by EDP Sciences, 2020
This is an Open Access article distributed under the terms of the Creative Commons Attribution License 4.0, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
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