| Issue |
SHS Web Conf.
Volume 182, 2024
The 5th Annual Conference on Education and Social Sciences (ACcESS 2023)
|
|
|---|---|---|
| Article Number | 04012 | |
| Number of page(s) | 11 | |
| Section | Current Trends in Social Sciences | |
| DOI | https://doi.org/10.1051/shsconf/202418204012 | |
| Published online | 06 February 2024 | |
Differences Between Liquidity, Capital, and Profitability of Small and Middle Rural Banks
1 University of Mataram, Jl. Majapahit No. 62 Mataram, West Nusa Tenggara 83125 Indonesia
2 Institut Agama Hindu Negeri Gde Pudja Mataram, Jl. Pancaka No. 7B Mataram, West Nusa Tenggara 83126, Indonesia
* Corresponding author: nyoman.nugraha@unram.ac.id
This research aims to examine the differences between liquidity, capital, and profitability of small and middle rural banks (BPR). This quantitative research with a comparative research type compares small rural banks (BPR) and medium rural banks (BPR) in West Nusa Tenggara Province. Data for this research are secondary data from rural banks’ financial reports and other publications. The data were analyzed with a comparative test (comparative analysis), namely the 2-sample independent t-test distinguishing the characteristics based on total assets, then compared in terms of liquidity, profitability, and capital. The result of the previous research with at-test revealed that the 29 rural banks in West Nusa Tenggara have two categories, i.e., small rural banks (23 banks) and middle rural banks (6 banks). The results of this study show there are no differences in bank soundness between small and middle rural banks in terms of liquidity, capital, and profitability.
© The Authors, published by EDP Sciences, 2024
This is an Open Access article distributed under the terms of the Creative Commons Attribution License 4.0, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
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