Increasing the availability of financial services in remote, sparsely populated and hard-to-reach regions through the development of an entrepreneurial initiative in rural tourism

Lyudmila Vasyukova; Natalya Masyuk; Marina Bushueva; Anastasiya Bessonova; Nina A. Mosolova

doi:10.1051/shsconf/20207301031

All issues

Volume 73 (2020)

SHS Web Conf., 73 (2020) 01031

References

Open Access

Issue		SHS Web Conf. Volume 73, 2020 Innovative Economic Symposium 2019 – Potential of Eurasian Economic Union (IES2019)


Article Number		01031
Number of page(s)		11
Section		Potential of the Eurasian Economic Union
DOI		https://doi.org/10.1051/shsconf/20207301031
Published online		13 January 2020

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[1] S. Alessandrini, F. Vandenberghe, J.P. Hacker, Definition of typical-day dispersion patterns as a consequence of a hazardous release. International Journal of Environment and Pollution, 62(2,3,4), 305-318 (2017) [CrossRef] [Google Scholar]

[2] N.V. Baidukova, V.L. Dostov, Analysis and evaluation of best practices in the use of tools to improve financial affordability (Part 1). News of St. Petersburg State University of Economics, 6-114, 48-58 (2018) [Google Scholar]

[3] Composite index of population satisfaction with the work of financial organizations, financial products (services) and channels for the provision of financial services in 2018. Bank of Russia [online], Available at: http://cbr.ru/finmarket/development/development_affor/indicators/(2018) [Google Scholar]

[4] M. Eling, M. Lehmann, The Impact of Risks. Geneva Pap Risk Insurance Issues Practice, 43(3), 359-396 (2018) [CrossRef] [Google Scholar]

[5] A. Fedenyov, E. Mekhtiev, To government bonds - through trust in the authorities. Bank review [online], Available at: https://bosfera.ru/bo/k-gosobligaciyam-cherez-doverie-k-vlasti (2019) [Google Scholar]

[6] Federal State Statistics Service. Official site [online], Available at: http://www.gks.ru/ (2019) [Google Scholar]

[7] Financial Capability and Consumer Protection Surveys. World Bank Group [online], Available at: http://responsiblefinance.worldbank.org/surveys/demand/exploreeconomies/russia/200 8#consumer-protection (2019) [Google Scholar]

[8] Financial Inclusion. Universal Financial Access 2020 initiative. World Bank Group [online], Available at: http://www.worldbank.org/en/topic/financialinclusion/overview (2019) [Google Scholar]

[9] Financial Literacy Guide Moscow, Russia: KnoRus (2010) [Google Scholar]

[10] Financial organizations positively assess the impact of digitalization on the level of financial literacy of clients. Representative All-Russian Survey. NAFI Analytical Center [online], Available at: https://nafi.ru/analytics/finansovye-organizatsii-polozhitelno-otsenivayut-vliyanie-tsifrovizatsii-na-uroven-finansovoy-gramot/(2019) [Google Scholar]

[11] Indicators of financial availability of the Bank of Russia [online], Available at: http://cbr.ru/finmarket/development/development_affor/indicators/ (2017) [Google Scholar]

[12] V.Y. Krivoruchko, V.A. Ponomarenko, M.V. Lopatin, R. Maklakova, T.S. Bragina, P.M. Shust, Increasing the availability of payment services due to the development of user identification systems. Moscow, Russia: Infra-M (2019) [Google Scholar]

[13] R.A. Kokorev, I.G. Teleshova, E.N. Kudryashova, S.A. Trukhachev, New tasks of universities in improving financial literacy. Materials of the International Scientific Conference “Lomonosov Readings, 1174-1182 (2016) [Google Scholar]

[14] M.V. Mamuta, Financial Accessibility and Financial Literacy. Proceedings of the International Conference on Financial Literacy and Financial Availability [online], Available at: https://www.youtube.com/watch?v=uEHmDsonXtg (2017) [Google Scholar]

[15] R. Martin, R. Minns, Undermining the Financial Basis of Regions: The Spatial Structure and Implications of the UK Pension Fund System. Regional Studies: The Journal of the Regional Studies Association, 29(2), 125-144 (1995) [Google Scholar]

[16] N.N. Masyuk, M.A. Bushueva, L.K. Vasyukova, A.E, Kiryanov, Platforms of digital experience and digital transformation in an innovative economy. Proceedings of the III International Scientific and Practical Conference “Resonances Science” (2018) [Google Scholar]

[17] N.N. Masyuk, C. Zhao, L.K. Vasyukova, Change management and digital transformations in the era of business digitalization. Proceeding of the All-Russian Scientific and Practical Conference of teachers, graduate students, undergraduates of the Ivanovo branch of the Russian Economic University named after G.V. Plekhanov, pp. 253-258 (2019) [Google Scholar]

[18] Maya Declaration. Alliance for Financial Inclusion (AFI) [online], Available at: https://www.afi-global.org/ (2011) [Google Scholar]

[19] Methodology of development of the economy, industry and services in the conditions of digitalization. Russia: Polytech-Press (2018) [Google Scholar]

[20] E. Rhyne, Financial Inclusion from a Consumer Perspective. Center for Financial Inclusion (CFI) [online], Available at: https://www.centerforfinancialinclusion.org/financial-inclusion-from-a-consumer- perspective (2017) [Google Scholar]

[21] Russians began to use credit cards more often. Initiative All-Russian Poll. NAFI Analytical Center [online], Available at: https://nafi.ru/analytics/pervyy-reyting-finansovoy-gramotnosti-regionov-predstavili-na-sessii-v-ramkakh-rossiyskogo-ekonoiche/(2018) [Google Scholar]

[22] Strategy of increasing financial affordability in the Russian Federation for the period 2018-2020. Bank of Russia [online], Available at: http://cbr.ru/finmarket/development/development_affor/strategy/ (2018) [Google Scholar]

[23] Strategy of increasing financial literacy of the population in the Russian Federation for 2017-2023. Order of the Government of the Russian Federation of 25.09.2017 [online], Available at: http://www.consultant.ru/document/cons_doc_LAW_278903/ (2017) [Google Scholar]

[24] The main directions of development of financial technologies for the period 2018-2020. Bank of Russia [online], Available at: http://cbr.ru/StaticHtml/File/36231/ON_FinTex_2017.pdf (2017) [Google Scholar]

[25] The strategy of the state policy of the Russian Federation in the field of consumer protection for the period up to 2030: order of the Government of the Russian Federation of 28.08.2017 [online], Available at: http://docs.cntd.ru/document/436763261 (2017) [Google Scholar]

[26] S. M. Vdovin, et al., Financial literacy of the population in the aspect of the development of lifelong education. Education Integration, 22-3, 441-459 (2018) [CrossRef] [Google Scholar]

[27] United Nations. Sustainable Development Goals [online], Available at: https://www.un.org/sustainabledevelopment/sustainable-development-goals (2019) [Google Scholar]

[28] N.A. Vakutin, E.A. Fedulova, Formation of a methodology for assessing the financial availability of leasing services. Finance and Credit, 23-39, 2329-2345 (2017) [CrossRef] [Google Scholar]

[29] L.K. Vasyukova, N.A. Mosolova, E.V. Shvetsova, Improving the antimonopoly regulation of the insurance market in Russia. Science of Krasnoyarsk, 4(37), 181-190 (2016) [Google Scholar]

[30] Official website of the Primorsky Territory and the executive authorities of the Primorsky Territory [online], Available at: https://www.primorsky.ru/primorye/munitsipalnye-obrazovaniya/ [Google Scholar]